The COVID-19 crisis has reminded every American of the importance of having some cash savings in the bank. Millions of Americans are more worried than ever about their financial future and are scrambling to save more money. But what if those bank savings accounts aren’t paying any interest? What are savers supposed to do if saving doesn’t pay? According to recent data from the Federal Reserve, as of June 2020 the U.S. personal saving rate is now at 19%, a historical high. Americans are clearly looking to save as much money as they can during uncertain economic times. Unfortunately for…